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[ic] payment questions- newbie



hi,
I'm newbie to interchange. and I have some questions:
1. Does interchange store credit card numbers in the database (it seems so).
Also doesn't do real time payment processing and so it's something insecure.
2. What is Company P.O.?
3. If I want to collect payment from wire transfer what should I do? I mean
customer transfer the amount to my account and write that unique number
(given from on the banks form) on a field on the checkout page and manually
a sales person checks that number from the bank and process the order.
Sorry for my english.
Regards


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